Bofigo Sivama provides cutting-edge personal finance education tailored for Canadians. Learn to manage expenses, plan your budget, and achieve financial freedom with our innovative approach.
Start Your Journey TodayFounded in Toronto, Bofigo Sivama emerged from a simple observation: too many Canadians struggle with basic financial concepts that impact their daily lives and long-term security. Our mission is to demystify personal finance through innovative educational approaches.
We combine cutting-edge technology with proven financial strategies to create learning experiences that are engaging, practical, and tailored to the unique Canadian economic landscape. Our team of financial experts and educators are dedicated to empowering you with the knowledge and tools needed to take control of your financial destiny.
Unlike traditional financial advisors, we focus on education rather than product sales, ensuring unbiased guidance that puts your interests first.
Learn the art of tracking expenses with precision. Our comprehensive program teaches you how to categorize spending, identify patterns, and implement systems that make tracking effortless. Includes interactive tools and personalized feedback.
Move beyond basic spreadsheets with our innovative budgeting approach. Discover how to create flexible budgets that adapt to life's changes while still keeping you on track toward your financial goals. Includes templates and planning tools.
Develop a personalized plan to tackle debt efficiently. We teach multiple strategies for debt reduction, helping you choose the approach that best fits your psychological and financial profile. Includes calculators and progress tracking.
Build confidence in making investment decisions. This program covers the essentials of Canadian investment options, risk assessment, and portfolio building tailored to your life stage and goals. Includes simulated practice environments.
We focus exclusively on education rather than selling financial products. Our goal is to empower you with knowledge and tools to make informed decisions independently. While financial advisors often manage money on your behalf, we teach you how to manage it yourself.
Not at all! Our programs are designed for various knowledge levels, from complete beginners to those with some financial background. We start with fundamentals and progressively build more advanced skills based on your comfort level.
Most clients see noticeable improvements within the first month by dedicating just 2-3 hours per week. Our programs are designed for busy Canadians, with bite-sized lessons and practical exercises that fit into your schedule.
Yes, absolutely. All our content is tailored to Canadian banking, tax laws, investment options (like TFSA and RRSP), and economic conditions. We focus on strategies that work within the Canadian financial landscape.
We offer a 30-day money-back guarantee on all our programs. If you complete the modules and don't feel more confident in managing your finances, we'll provide a full refund—no questions asked.
Disclaimer: Bofigo Sivama provides financial education services, not financial advice. The information presented on this website and in our courses is for educational purposes only and should not be construed as professional financial advice. We are not licensed financial advisors, and our services do not replace personalized advice from qualified professionals. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information contained herein. All financial decisions involve risk, and you should consult with a licensed financial professional before making any financial decisions. Past performance is not indicative of future results.